All Time Worst Stories
In Debt and Struggling
Dklizzie, Wisconsin
Hello, I'm 54 years old and lost my husband to cancer several years ago. Due to hospital bills, after his passing there wasn't much insurance money left. After a couple of years (with two teenage sons) I had to either sell the house or lose it to foreclosure, I sold it but didn't gain anything with the sale. Since that time I've continued struggling. There has been no great event that has put me in financial hardship, it's been a like a snowball rolling downhill and piling up at the bottom. I do work, and actually have a pretty good job, however due to old issues I can never get above water. I owe the IRS (I did not contribute enough because I needed all I could get) - I owe student loans and have really bad credit due to being unable to pay other loans because of robbing Peter to pay Paul. I try to pay as much as possible and then don't have any food money. I know there are people out there that have had catostrophic happenings in their lives that would make my problems seem small but they don't seem small to me. All I want is to be debt free and be able to put a little away for when I can't work anymore, if anyone could help, even a little I greatly appreciate it and if I am ever in a position will 'pay it forward' to someone else.
I Am Ready for My Happily Ever After...Finally
A long time ago, a young man and I met one another, dated and fell in love with one another. We made plans for the future together. Him and I. Forever.
There was a slight problem. He is English and I am American.
His father became very ill and he was forced to return home to aid his family in giving care to his father. We tried to make it work, but this was before the internet was commonplace, and long distance calls were painfully expensive.
Just as we were getting it all sorted out for me to come over, with money saved and a wedding date set, my mother was diagnosed with breast cancer. At that point, there was no way that I was going to be able to leave my mother, who was terminally ill, nor was there a way for him to leave his father, who was also terminally ill.
Through tears and heartache, we both decided it was best if we went our separate ways until a later point in time.
I decided that love would find a way, but every time that we talked, either his father or my mother was going through a health crisis. We broke off for good, broken-hearted, but with a strong obligation from each of us to care for our dying parents.
Life, whether we like it or not, does go on. Eventually the heartache became less and the man who changed my life was never forgotten. I never wrote him or called him, because I did not want to continue to fan the flames of love while we were both being caregivers.
I began dating someone else 2 years after we were apart, and eventually, we married. A decade later, we divorced. I never forgot my man from England.
I traveled the world, always trying to find happiness in all of the places that I would visit. I made friends from all over the world. Every time that I would go to England, my heart would lurch because I knew that was where he was.
A friend in England urged me to create an online profile on a pen pal site so that we could keep in touch with one another easier via live chat when we both had time.
I did that, and I was talking with my dear friend when a new friend request popped up. The request line read
"I could never forget your smile anywhere." It was him!
As soon as I looked at the profile, there he was, looking at me with those same compassionate eyes that I had loved looking at so long ago. We began talking and discovered very quickly that we still were the same people from all of those years ago. Wiser and older, but the same basic people. A year of texts, emails, Skype chats and more and we knew that we needed to take the next step. Marriage.
The UK has very strict income requirements. They made this change last year. Approximately 45 percent of the people that apply are being turned down because they do not meet the income requirements. If we could get the money that we need from savings, then we could get married and happily spend the rest of our lives together as husband and wife.
Please help us in our cause. I don't ask for this money to have a giant wedding. It will be a small thing, with less than 10 people there. I don't ask for luxury items. I only want to be with the man I love for the rest of my life.
Thank You for voting this up and for helping!
rent
Down on my luck, Calgary alberta
im on a govt disability pension and as a result of a rent increase i might not make ends meet or rather wont make ends meet as you may know this June we had massive flooding and any rent i cud afford went down the river literally im using the free pc's at the library to even post this but if you can help ty so much
help with debt :(
Help with debt before baby com, Fife
Hi there I am a 25 year old whos gonna be a mummy and I didn't think I could have children anyway a few years ago I took out a loan to get a car etc and now im behind on payments real bad :( its gone upto just under £20.000 I work flexible hours and the hours at work have been awful hence why im behind on payments im not meant to be stressing but all I am doing is stressing about money and how im gonna pay it off. I would love to be able to pay it off before my bundle of joy comes in feb but I just cant see it happening I would love to start buying things for my baby but the prices just now I just cant buy them because I cant even afford to pay my bills :( I am really struggling ive tried everything I really do need a miracle I just cant see it happening to me :( im down upset stressed which isn't good for me or my baby but I just cant see a way out of this hole :( so please if you think you can help me please do I hate asking anyone for help but right now I could really be doing with it.
Help me to get out of debt
Injured in a car crash, now in, London, United Kingdom
Hello.
I'm 22 years old and unemployed through no fault of my own. In December 2012, I had quite a nasty car crash and ended up really hurting my back. I lost my job and since then, I'm unable to find another one (apparently it looks really bad if you don't have work on your CV/Resume for 9/10 months!)
I've decided, to try and help me get back into work, that I want to take a course in IT in January. However, this is going to cost me £720 (or $1145.74 if you're from the USA.) Being unemployed, it is almost impossible to raise this money and my family aren't in a financial position to help me either.
I've already maxed out both my credit cards and my bank account is barely in the clear.
I know this sounds a bit cliché, but every little does help and I would greatly appreciate any help that you can give.
Thank you for taking the time to read this :)





