Stories From USA
Indebted
Oluyemi7, USA
I am currently unemployed and owe my bank a loan of $2,000. I also need $500 to set up a work-from-home business so that I can be financially independent. Please, help me with $2,500 so that I pay back the bank loan and set up my business.
Need help with rent
I realize there are a lot of people in the same situation as me. Times are tough all around. Still, at this point all I can do is ask for help and hope that I might receive it.
I have been unemployed since 10/2011. My husband is disabled, and since I was making too much money when I was working, he was ineligible for disability benefits. We are currently in the process of trying to obtain them, but the process is long. We do not know when/if he will be approved. In the meantime, I am enrolled in classes this fall and will receive enough financial aid to cover school and rent. Currently, though, I am 2 months behind on rent. I am fortunate to have a landlord who is willing to work with me to some extent, but I really cannot get more than 2 months behind.
I had enough money for rent ($600) but nothing extra in case of emergency. Well, my car broke down. We only have one vehicle these days and cannot be without transportation. I have to be able to get my husband to his various doctor appointments, and public transportation is simply not an option. I also have a 4 year old to care for.
I've looked into local programs and agencies, and I have found an agency that offers a rental assistance program, but I cannot even call to talk to anyone there until Tuesday between 5 and 5:30 PM and then, assuming I'm one of the lucky ones to actually talk to someone, there's an intake process and wait. I wish I had the time to wait.
I've tried calling local charities, but it's the same situation. You call and wait for a call back. I haven't heard anything yet.
Rent is due in 2 days, and I am very worried. If it was just me I'd live in my car for a month, but I have a family to think about, and I only need to get through one more month. Please, if you are able to offer any assistance at all, we would be very grateful.
Thank you for reading.
Money to live off until mid July
I'm going to be straight up honest. I just got an apartment and I had to pay the deposit, early move in fee as well as next month's fee all together. The total came to about $900. I also had to buy a bed for my apartment since I didn't have one. I got a bed with the money my mother gave me. I felt really bad taking my mom's money because I know she needs it since I know how much debt she's in. I would really love to pay her back. My debit card has around $200...saving that money for electricity bill since I have to pay a deposit for it. My credit card I have around $1200 in it and would like to reduce it and not spend on it anymore. The debt increased due to... a friend of mine's wedding was 2 hours away so I got my car checked to make sure it's fine. All my tires were terrible and was advised to get new tires. I did that and the total cost for everything from oil change to alignment cost me $600. Also, I need my eye prescription renewed, it expired more than 7 months ago. I've been wearing my contacts for those 7 months and really need to get prescription renewed, I'm so very broke right now and any money would be appreciated. I got a job starting July 2nd and won't receive any payment until mid July. Majority of the things I need to pay for like bills, have to come from a debit card and not credit card. $200 would be a good start for me and I'd hopefully be able to deal with the rest on my own. Thanks.
I have nowhere else to try *PLEASE READ*
It pains me to write this.
It really does.
I come from a family full of pride and confidence.
Where we are taught from birth to endure and strive, endure and strive.
But I don't know what else to do, so I am left to rely on the kindness of faceless strangers on the internet to save us.
I don't care how mad anyone gets at me for putting my 'business in the street', or how those of you reading this may think that this is just another bleeding heart story with my hand held out.
It's not. I'm just as real as you are, and so is my struggle.
I am a single mother like so many others in this world, of a beautiful two year old girl. She is my sun and stars. If love were edible and were able to be worn as we wouldn't want for anything in this world, however that is not the case.
I work hard for everything I have. By the white knuckle of the bones in my hands to the sweat off my brow, I work. I work hard and long 12 hour shifts for my baby and I four days a week, sometimes five to keep the landlord from callin' and to put food on the table. Though after paying bills this month for instance, all I had left to my name was $26 for food for the month, gas in my falling to pieces car to get to and from work, and for diapers. I swear I don't spend money on a thing but the necessities, and I am not an alcoholic or a drug user..so I have no idea where my money is going. Just that I don't have enough. There are some occasions where I don't eat just to make sure I have enough for my child.
My daughter needs new shoes and clothes... You have no idea how it feels to break down and cry in the Walmart bathroom, when you finally figure out that diapers are $9, her shoes are $12, and a decent outfit on the clearance rack is $8. I would never wish that feeling on my worst enemy, and I pray that it never happens to you. My baby is supposed to start preschool this fall, as well. She is so excited and is smart as a tack! We read every night she and I, so she knows a lot of words and colors if you ask her. Her favorite books are Mama Llama Red Pajama and a Thomas the Tank Engine book. I need her in preschool for work, since I am gone early in the morning til evening. I wake up at 5:30 in the morning and get my daughter up as well to go to the sitter's about 25 min away. The sitter I have for her now, is proving unreliable because she wants a fulltime job out of her house and doesn't really want to babysit, and is constantly raising her rate making it harder for me to pay her because she knows she is the only person I can find to watch my child from early in the morning to late in the evening. The sitter usually sits her down in front of the tv, and sometimes takes her out to play, but they're usually inside all day which is why I think she starting preschool would be wonderful for her to be with other children in a learning environment which she seems to thrive. Her preschool is $300 a month, $90/wk. I applied for a scholarship, but I have no idea what will happen if I can't pay it judging by the $26 left over from just paying bills. I know my baby really wants to go, and I need safe and reliable childcare while I work because I don't want my babysitter to just up and quit on me the day I have to go to work. She has before, but I was able to call out sick, though I very badly needed the hours.
I have a small family in the area where I live, and they are struggling as well. My mother works two jobs and is trying to raise my brother and put my sister through college alone. She just divorced my daddy because of his constant drinking, and she is barely able to hold on to their three bedroom apartment. She couldn't even afford to give my brother $60 to go on a field trip, and has turned her cable off to save bills. For entertainment now, they just watch Netflix. You wouldn't be able to tell this by looking at my mama, or even if you asked her, though because like I said we endure, endure endure.
I'm also trying to go back to school for an Applied Sciences degree in Criminal Justice. I was there three years ago, but was advised to leave so I can have my little girl. I have 16 credits so far, and need 50 more in order to graduate. I am trying so hard to make a better life for my baby and I, but it feels like a constant up hill battle. I have no one else to turn to but the public. I scrimp, I save, and I cut corners but I simply don't have enough.
I am an honest god-fearing woman, and I am shoving my pride aside for my daughter and family for just a little help. I'll put it plainly, My daughter needs new shoes, and clothes and I don't have much money to stretch to make that happen. It pains me greatly, to have to type this for the world to see, to put myself up for embarrassment and ridicule.. but I simply don't know what else to do, however I am still trying. That is one thing I know, how to do..TRY.
I also need money for food, and for her daycare expenses so I can work. I have applied for every aid that there is possible to me, but it is not enough..
This is a sincere honest request. From one human being to another. From one mother crying out in desperation and trying to keep her head above water to another. Though you can't see them or feel them I have tears in my eyes from having to put this up here. They are just as real as I am and I am so embarrassed.. I am baring my soul and all that I have to you, unknown reader, for help.
Anything you could give would help. Anything at all.
With a heavy and weary heart, please... Please help us.
Please.
These are genuine paypal buttons, the donate button on this site doesnt work for me, I don't know why..
I know you don't know me Mr. Buffet but..
It pains me to write this.
It really does.
I come from a family full of pride and confidence.
Where we are taught from birth to endure and strive, endure and strive.
But I don't know what else to do, so I am left to rely on the kindness of faceless strangers on the internet to save us.
I don't care how mad anyone gets at me for putting my 'business in the street', or how those of you reading this may think that this is just another bleeding heart story with my hand held out.
It's not. I'm just as real as you are, and so is my struggle.
I am a single mother like so many others in this world, of a beautiful two year old girl. She is my sun and stars. If love were edible and were able to be worn as we wouldn't want for anything in this world, however that is not the case.
I work hard for everything I have. By the white knuckle of the bones in my hands to the sweat off my brow, I work. I work hard and long 12 hour shifts for my baby and I four days a week, sometimes five to keep the landlord from callin' and to put food on the table. Though after paying bills this month for instance, all I had left to my name was $26 for food for the month, gas in my falling to pieces car to get to and from work, and for diapers. I swear I don't spend money on a thing but the necessities, and I am not an alcoholic or a drug user..so I have no idea where my money is going. Just that I don't have enough. There are some occasions where I don't eat just to make sure I have enough for my child.
My daughter needs new shoes and clothes... You have no idea how it feels to break down and cry in the Walmart bathroom, when you finally figure out that diapers are $9, her shoes are $12, and a decent outfit on the clearance rack is $8. I would never wish that feeling on my worst enemy, and I pray that it never happens to you. My baby is supposed to start preschool this fall, as well. She is so excited and is smart as a tack! We read every night she and I, so she knows a lot of words and colors if you ask her. Her favorite books are Mama Llama Red Pajama and a Thomas the Tank Engine book. I need her in preschool for work, since I am gone early in the morning til evening. I wake up at 5:30 in the morning and get my daughter up as well to go to the sitter's about 25 min away. The sitter I have for her now, is proving unreliable because she wants a fulltime job out of her house and doesn't really want to babysit, and is constantly raising her rate making it harder for me to pay her because she knows she is the only person I can find to watch my child from early in the morning to late in the evening. The sitter usually sits her down in front of the tv, and sometimes takes her out to play, but they're usually inside all day which is why I think she starting preschool would be wonderful for her to be with other children in a learning environment which she seems to thrive. Her preschool is $300 a month, $90/wk. I applied for a scholarship, but I have no idea what will happen if I can't pay it judging by the $26 left over from just paying bills. I know my baby really wants to go, and I need safe and reliable childcare while I work because I don't want my babysitter to just up and quit on me the day I have to go to work. She has before, but I was able to call out sick, though I very badly needed the hours.
I have a small family in the area where I live, and they are struggling as well. My mother works two jobs and is trying to raise my brother and put my sister through college alone. She just divorced my daddy because of his constant drinking, and she is barely able to hold on to their three bedroom apartment. She couldn't even afford to give my brother $60 to go on a field trip, and has turned her cable off to save bills. For entertainment now, they just watch Netflix. You wouldn't be able to tell this by looking at my mama, or even if you asked her, though because like I said we endure, endure endure.
I'm also trying to go back to school for an Applied Sciences degree in Criminal Justice. I was there three years ago, but was advised to leave so I can have my little girl. I have 16 credits so far, and need 50 more in order to graduate. I am trying so hard to make a better life for my baby and I, but it feels like a constant up hill battle. I have no one else to turn to but the public. I scrimp, I save, and I cut corners but I simply don't have enough.
I am an honest god-fearing woman, and I am shoving my pride aside for my daughter and family for just a little help. I'll put it plainly, My daughter needs new shoes, and clothes and I don't have much money to stretch to make that happen. It pains me greatly, to have to type this for the world to see, to put myself up for embarrassment and ridicule.. but I simply don't know what else to do, however I am still trying. That is one thing I know, how to do..TRY.
I also need money for food, and for her daycare expenses so I can work. I have applied for every aid that there is possible to me, but it is not enough..
This is a sincere honest request. From one human being to another. From one mother crying out in desperation and trying to keep her head above water to another. Though you can't see them or feel them I have tears in my eyes from having to put this up here. They are just as real as I am and I am so embarrassed.. I am baring my soul and all that I have to you, unknown reader, for help.
Anything you could give would help. Anything at all.
With a heavy and weary heart, please... Please help us.
Please.
https://www.paypal.com/cgi-bin/webscr?cmd=_s-xclick&hosted_button_id=LGRWKWQL8MXGE
I just need to try..**PLEASE READ**
It pains me to write this.
It really does.
I come from a family full of pride and confidence.
Where we are taught from birth to endure and strive, endure and strive.
But I don't know what else to do, so I am left to rely on the kindness of faceless strangers on the internet to save us.
I don't care how mad anyone gets at me for putting my 'business in the street', or how those of you reading this may think that this is just another bleeding heart story with my hand held out.
It's not. I'm just as real as you are, and so is my struggle.
I am a single mother like so many others in this world, of a beautiful two year old girl. She is my sun and stars. If love were edible and were able to be worn as we wouldn't want for anything in this world, however that is not the case.
I work hard for everything I have. By the white knuckle of the bones in my hands to the sweat off my brow, I work. I work hard and long 12 hour shifts for my baby and I four days a week, sometimes five to keep the landlord from callin' and to put food on the table. Though after paying bills this month for instance, all I had left to my name was $26 for food for the month, gas in my falling to pieces car to get to and from work, and for diapers. I swear I don't spend money on a thing but the necessities, and I am not an alcoholic or a drug user..so I have no idea where my money is going. Just that I don't have enough. There are some occasions where I don't eat just to make sure I have enough for my child.
My daughter needs new shoes and clothes... You have no idea how it feels to break down and cry in the Walmart bathroom, when you finally figure out that diapers are $9, her shoes are $12, and a decent outfit on the clearance rack is $8. I would never wish that feeling on my worst enemy, and I pray that it never happens to you. My baby is supposed to start preschool this fall, as well. She is so excited and is smart as a tack! We read every night she and I, so she knows a lot of words and colors if you ask her. Her favorite books are Mama Llama Red Pajama and a Thomas the Tank Engine book. I need her in preschool for work, since I am gone early in the morning til evening. I wake up at 5:30 in the morning and get my daughter up as well to go to the sitter's about 25 min away. The sitter I have for her now, is proving unreliable because she wants a fulltime job out of her house and doesn't really want to babysit, and is constantly raising her rate making it harder for me to pay her because she knows she is the only person I can find to watch my child from early in the morning to late in the evening. The sitter usually sits her down in front of the tv, and sometimes takes her out to play, but they're usually inside all day which is why I think she starting preschool would be wonderful for her to be with other children in a learning environment which she seems to thrive. Her preschool is $300 a month, $90/wk. I applied for a scholarship, but I have no idea what will happen if I can't pay it judging by the $26 left over from just paying bills. I know my baby really wants to go, and I need safe and reliable childcare while I work because I don't want my babysitter to just up and quit on me the day I have to go to work. She has before, but I was able to call out sick, though I very badly needed the hours.
I have a small family in the area where I live, and they are struggling as well. My mother works two jobs and is trying to raise my brother and put my sister through college alone. She just divorced my daddy because of his constant drinking, and she is barely able to hold on to their three bedroom apartment. She couldn't even afford to give my brother $60 to go on a field trip, and has turned her cable off to save bills. For entertainment now, they just watch Netflix. You wouldn't be able to tell this by looking at my mama, or even if you asked her, though because like I said we endure, endure endure.
I'm also trying to go back to school for an Applied Sciences degree in Criminal Justice. I was there three years ago, but was advised to leave so I can have my little girl and I am nearly finished. I am trying so hard to make a better life for my baby and I, but it feels like a constant up hill battle. I have no one else to turn to but the public. I scrimp, I save, and I cut corners but I simply don't have enough.
I am an honest god-fearing woman, and I am shoving my pride aside for my daughter and family for just a little help. I'll put it plainly, My daughter needs new shoes, and clothes and I don't have much money to stretch to make that happen. It pains me greatly, to have to type this for the world to see, to put myself up for embarrassment and ridicule.. but I simply don't know what else to do, however I am still trying. That is one thing I know, how to do..TRY.
I also need money for food, and for her daycare expenses so I can work. I have applied for every aid that there is possible to me, but it is not enough..
This is a sincere honest request. From one human being to another. From one mother crying out in desperation and trying to keep her head above water to another. Though you can't see them or feel them I have tears in my eyes from having to put this up here. They are just as real as I am and I am so embarrassed.. I am baring my soul and all that I have to you, unknown reader, for help.
Anything you could give would help. Anything at all.
With a heavy and weary heart, please... Please help us.
Please.





