All Time Worst Stories

To start life all over again

Help me help my family, Uk



I want to first appreciate anyone taking their time to read this, thank you so much for your time. I was introduce to a business by a friend which first few month pays profit. Then I decided to put in all my savings and my wife also. Up till now for over six month I have not been able to get a penny out o the business because the company folded up and investors are still waiting for their money. I and my wife are self employed and since this happen we hardly get jobs to do, which is a bad confidence. We have been living on friends and family for some time now but it is now getting worst, arrears on mortgage, etc. I really my family and I don't want lack of money to rip us apart, therefore any amount will please be appreciated.

help getting on my feet

Iain, Derby uk



i have been in an out of work for the last five years on temp contracts an have been struggling to make rent and pay other bills Ive narrowly avoided eviction for the last two years an am now on anti-depressions due to the stress an anxiety i have been having i have two daughters so need a roof over my head to be able to see them i ask only for some help to keep my two bed flat so i can feel secure an safe where i live as i can sort out my other bills if im not paying off my rent arrears i know many people are struggling now an im no different to them but i beg for your help an promise to help others in return once im back on my feet to any one that does help i am extremely grateful you'll never know the difference it makes to me

Struggling to make ends meet

Nursing Student needing help, Boston



I am currently a full time nursing student taking double the amount of credits for a full time student would take. Three years ago I was diagnosed with ulcerative colitis, if you don't know what that is, it is inflammation and ulcers in the colon causing extreme pain and bleeding. While in the process of being diagnosed I had to withdraw from school twice. Now that it is under control I am almost finished with my nursing program. I am paying almost $10,000 for school, which I have under control. However, due to my extremely demanding schedule I do not have time to work. When I am not in class I am studying. My boyfriend is working so hard to provide for both of us but it is hard for him to save money whole doing so. As for me, I have spent the last of my saved money on rent, bills and groceries this month. I am working hard to succeed in a career where I can help others, I would greatly appreciate your help. And I will pay it forward when I am stable.

Illness. Can't work need help to pay for medications

Homeless63, Utah



Divorced older woman. One step away from the street. All my kids are grown. I became ill in 2011. I was laid off and my unemployment ran out. Lost my car and was evicted. Kind hearted relatives let me stay with them but I still need money to pay for medications and basics. I have sold everything I could and have nothing left. My relatives can not afford to help me out financially. I need help to pay for my Co-pays for medications, soap, toothpaste, etc. I have basic medical through the state that covers some prescriptions but that does not cover specialists, or co-pays. I am trying to find a specialist but it is taking a long time to find one who will see me without insurance coverage. Any amount will help. God bless and thank you for reading this.

I want to start a Photography Studio Business

Photography Studio, New Delhi, India



I would like to start a photography studio business. But due to lack of fund, I could not start it. Please donate for me to start my photography studio project. The money would be used to buy the necessary equipments. This includes camera, computers, applications, backup hardware and strategies, printers, network configuration, and everything else I use on a regular basis. This doesn’t only include processing and printing, and framing, but also marketing, writing, teaching workshops, and everything else that keeps the bills payed. Details of my Photography Studio Project is given below: 1. Getting the Right Equipment The following equipments would be needed at the initial stages: • Cameras • Electronic flash units • Lenses • Studio lights • Tripods • Studio stands • Filters • Various types of background like seamless paper The following equipment also needs to be bought for carrying out the business processes of a studio: • Computer • Scanner • Telephone • Office furniture • Fax 2. I also want to focus on wildlife and nature photography. The major buyers in these cases are picture editors and art directors of the following publications: • Nature magazines • Calendars • Travel magazines • Textbooks • Wildlife picture books • Reference books 3. I would also do the following things to set up a good rapport with the prospective buyers: • Covering a local charity event • Offering photography workshops • Covering a not for profit organization’s event The fee structure for my photograpy studio may be broken down as below: Basic fee – the minimum charges that ensure overhead expenses are met and also generate some profit Creative fee – the amount that is deemed sufficient for the skills and dedication put in by the photographer. This is in addition to the basic fee Usage fee – this enables the photographer to quote even better prices depending on the way the photographs are to be used Expenses and margin – this covers the expenditure personally done by the photographer for the shoot. The margin helps in covering the expenses for specialized equipment like the following: • Film • Services of models or hair stylists • Props
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