Trying to wake from a financial nightmare

Broke as , TX

To be putting it mildly, 2013 has been a rough year financially. I have had more calamity this year than the previous five (maybe a slight exaggeration). It also seems that every time there's a chance to finally come out of it, another unexpected expense knocks me back to where I was before. One step forward, two steps back. If you are wondering, yes, I am employed. Yet my bills consume my paychecks before I even get to use them. I have some debt that I would love to take care of, if I get the chance to do so. I have applied for loans, but what little credit I have is not the best. I do not have any credit cards, as I don't believe I would be responsible with one. I am asking for whatever you can spare. Any small donation is one step closer to ending this financial nightmare and greatly appreciated on my part. Thank you, in advance.