TO REPAY DEBT

Emmanuel, Nigeria



I write to you with a heart heavy with pain and despair. My name is Emmanuel Etim. I borrowed 2.5 million naira ($1,700) to start a rice and cassava farming business, renting 10 hectares of land and purchasing seedlings. I had high hopes that the harvest would change my life and provide for my family and workers. But tragedy struck. Four months later, our community was attacked by armed herdsmen. My farm and home were burned to the ground. I lost everything—my investment, my future, my hope. What was once a dream of prosperity turned into unbearable suffering. Now, I am drowning in debt with no way out. The loan companies torment me daily, calling me a thief, harassing me on social media, and threatening me with arrest. My name is being dragged through the mud. The humiliation is unbearable. But today, I write with my last shred of hope. I beg you, Just Giving Team, in the name of God, to help me clear this debt and start over. Even the smallest assistance will give me the chance to feed my children and rebuild my life. May God bless you for all you do. I pray that you find it in your hearts to give me this chance to live again.

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