Everyone in life has a story to tell... Here is mine. In 2008, I started working for one of the largest engineering conglomerates in the world. It was a complete fluke that I landed this job...but I was happy that I did. Granted, the position didn't sound glamorous (Field Service Coordinator), but the pay was fantastic....even if it DID mean I had to commute 4 hours, round trip. I gave it my all there....came early, stayed late, always did overtime. After about two years there, I decided that it was time to get a new car. I ended up purchasing a leftover 2010 Chevrolet Malibu. I like the car - a lot - but since I traded in a little subcompact that had yet to be paid off (MY stupid mistake), the remaining balance of the loan was rolled into the price of the new car. Shortly after I purchased the new car, my company started eliminating or relocating positions. My position was sent to Chicago (I am a resident of NJ). I was never offered the opportunity to transfer, and even if I was, I wouldn't have been able to go, due to family obligations. I worked several temporary jobs, before landing the full-time job that I have now. And while I thoroughly enjoy my new job, as well as the much shorter commute, I'm not enjoying the rate of pay. Especially when my car payment eats a good chunk of my salary. After paying rent, my car payment, my car insurance, my medical insurance, my internet, and my cable/phone, I'm left with $42 a month to buy gasoline and food with. I've tried to sell my car...but I owe more than what it's worth. And I really don't want to get into another car payment if I don't have to, even if it IS cheaper. So...that is why I'm here. I'm hoping that someone may be able to help me pay down this weight on my shoulder. Be it $1 towards it, or the full payoff (close to $14K), it would make my life just a little bit easier. If you would like to help me, please drop me an e-mail. I promise that I'm a real person. Thanks! -S