My wife and I were doing fine up until 18 months ago when she was diagnosed with MS. Since then we have accumulated big debts, lost income, and we are falling further behind each month. My wife has lost the ability to work, and my income isn't enough to keep up. We have nine children, and we never would have had this many children if we knew what the future held. We were doing fine until this string of bad luck. We have kids in college who are going to have to take a break until our family's finances recover. We are in a spiral. If we don't get some help soon, we'll lose our house, our cars (which are old), and who knows what else. We have nowhere else to go and no one else to turn to... Help!