Hi everyone, I am writing to seek help as I have been down on debts for the past few years due to family and medical issues, a car accident, bills and education for my kids. Working 2 jobs to try and catch up, but to no avail-My wife is also working 2 part time jobs and struggling with me. I have never defaulted on anything in my life, and hope to clear my debts as soon as I can to provide a better life for my family soon. I have been struggling , which is why I now have to resort to begging for help. Any tokens of help will be appreciated. Once I get caught up, I will pay it forward- Thank you for listening. I will pray for you