I was hospitalized for 2 months and as a farmer many of my crop was destroyed because nobody look after it and the land i used for farming i lease for 3 years. During my time in the hospital, my loving wife had to borrow from loan-shark to pay my hospital bills and our children need. I didn't know this. I thought she had been borrowing money from her relatives. She borrowed $800 and now the loan has accumulated to $1400. I have try to beg to the loan-shark for extensions but they seem heartless and demanded it be paid within 20 days from now and now i left 18 days before the deadline. I have sold my only motorbike for $300 and few other things. I have succeeded to collect around 500 now. i need to find another $900 to pay the loan-shark. I know terrible thing could happen to my wife and me. I really love my family. Please help me and my family. I like to thanks Joe the NZ tourist who wrote this for me in English and also to ebeggars.com

Sunday at church I was overwhelmed with emotions and couldn’t control my tears as I heard the choir and sang along with them. I was hoping God would hear me because my husband, family, and I are in such a hopeless financial situation that there is nowhere to turn and we can’t live normal lives due to our debt. We struggle to buy grocer everyday and keep our children in school. We don’t even have enough for the fees for them to start on august 1st. All fees must be paid by July 27th or they won’t be able to attend. This is a public school. My husband has always had a full time job and many times he’s had two jobs. I work part time when I can and home school my smaller children. We only have one old van so I take everyone to school, work, etc. We have nine children. Two are on their own with families. Seven still live at home. Two of them have families. One son was laid off of his job last month and had to move back in with us. He has been desperately trying to find a job but nothing has come in yet. One our sons got into some trouble and we tried to help him but it’s escalated and he’s ended up in trouble with the law. My husband and I tried financially to help keep him afloat, including getting a car for him in our name. Our son lost his job because of all of the trouble and we were left paying his car until it was repossessed. Now we are paying for a car we don’t have. Paying lawyers, court fees, bonds, and so much more has drained us. We started getting loans on our wedding rings and many items in our home. We couldn’t keep up with the interest due every month and normal bills. We took out payday loans. What a mistake! Our banks became horribly overdrawn. We filed a Chapter 13 in hope of saving ourselves. We had filed before when we were younger and first married. We didn’t know any better and made huge mistakes. Our 13 now has us paying such a huge amount of $1,200 a month that we fell behind immediately because of the other debt. Our son’s troubles have kept us from paying our debt and just being able to live. Our son is innocent. That’s why we continue to stand by him, it breaks our heart to think of him going to jail for something he didn’t do. Our Chapter 13 is going to dismiss us if we can’s pay what we’re behind. It’s almost $5,000. Our Xcel bill is going to be turned off. We owe Xcel $4,000, and our water bill is $400 and ready to be turned off also. We will be behind $1,500 on our rent by this Friday. We’re being sued for almost a thousand dollars for a pizza check that was returned by our bank. We can’t buy groceries and gas for us to get to work. We’ve been getting small loans on our children’s items to help get small amounts of food. We’re so embarrassed. We don’t have any family who can help and we haven’t kept in touch with friends. We’re always busy with our family so we don’t have time to socialize. We feel so sorry for our children. They had to be embarrasses all of last year at school because we stilled owed fees and they couldn’t participate in school activities. They are trying to work jobs while attending school but we are so far behind that we just can’t catch up. People who know us think we have no problems, especially financially, but we are so depressed and sad. We can’t sleep or function in our everyday lives. It has affected our whole family and it is tearing us apart. We have lost the respect of our older children because we couldn’t keep our selves together financially. Please, if you’re reading my letter, if you can help in any way, or know someone who can help, please help us. We’re good people who work hard but are guilty of having big hearts. We’ve been married for 32 years. We don’t drink, smoke, do drugs, go out, or party in any way. We believe in God and hope our prayers and faith will get us through this. My family and I need help. We don’t know where to turn and the depression making us sick. Especially my husband. We’re going through the motions of living but were not. Please help us and our children so we can get our lives on track and start living and enjoying life. We will find a way to repay as much as possible as soon as we can. Sincerely, A person who is in need for her family.

Hello. I am currently homeless and unemployed. I was able to receive a grant to go to college for computer programming, and it will pay for all of my classes, but I am looking to get enough to be able to move away and find work. I am but one of many thousands of people in this small town affected by the crash of the local economy. While most of the country is in a recession, the city I live in has been impacted much harder. A few years ago, the economy was booming with work from the local factories, owned and operated by Broyhill, Bernhardt, Kincaid, and a few others. However, the companies began outsourcing the jobs overseas, leaving the residents of Lenoir in a bit of a fix. For the past 75+ years the entire city has based its economy off of furniture manufacturing. I want nothing more than to get away from the sinkhole that is this city's falling employment rate and dead end economic decisions. Thank you for your time

I would like to start by saying thank you to those who are willing to donate to those in need! I am a single mom to an 11 year old son. I lost my job in October, 2010, and I have not been able to find work yet. I have done some odd jobs here and there, including online work. I sold my van, used my taxes and utilized every means available...and now the money has run out. My son needs me to be there for him, as he is having a lot of emotional issues this year. His behavior in school, and after, has caused a lot of disruption in our lives, making it difficult for me to look for a regular 9-5 job, not that there are any available either. I do not have family close by, and he needs the one-on-one attention right now. After I lost my job, I decided to go back to school to get an Associates Degree in Criminal Justice. Financial Aid is taking care of my school right now. The thing that we need help with is the rent and groceries (he's growing and eating, eating and growing - over 2 inches in just 2 months!). I would greatly appreciate any help you can offer that will cover the necessities for the next 2 or 3 months. As I said before, I am doing some online work which pays less than minimum wage, but I am hoping that this will give me the opportunity to get caught up. God Bless.

I moved to Thailand from the US and have been struggling very much here. Considering the situation in the US going back is not much of an option. I am unable to find work here and have been broke for some time now. Friends and family have helped as much as they can and now there is nowhere left to turn. My girlfriend is also sick at the moment and I can't afford to take her to the doctor. I contracted polio when I was 10 months old and the worry is constantly there that if something were to happen to my cast or leg I have no money for medical bills. Please find it in your heart to help. Thank you in advance. Sam