help me beat off foreclosure wolves with Ch.13!!

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August 21, 2014.

So here I am~~~again!!!, the 4th time around!! The foreclosure wolves were again howling at my door with a foreclosure notice, this time for August 18, 2014. The only way I could ward them off was to go Chapter 13, what I didn’t want to do. So now I’m begging for court mandated costs [about $1,000.00] and lawyer’s fees [about $5,000.00]. Anything at all will be a great help.

That mortgage bank told me “yes, loan modification” then “no, foreclosure” again and again. This last time was 4th time, and I still do not have any straight answer from them. And they won’t take a partial payment, so the past due amount just keeps mounting. Along with late fees and ??attorney fees??. Apparently every time I talk with a “home preservation specialist” I’m charged “attorneys fees”!!??.

I am an older disabled widow (left club foot and leg, with no cartilage in my knees). My husband of 21 years died unexpectedly some 3 years ago. The household income was cut 3/4ths at his death. He was a disabled Vietnam era vet of 10 Army years. We purchased this house about 2 years before he died, with his VA mortgage, never thinking his illness would take such a sudden turn for the worse.

I have been trying to save our house from this foreclosure. However, due to a string of very odd, disturbing, and harshly negative circumstances, including this “no’ “yes” “no” roller coaster, I seriously panicked and my Panic Attack Anxiety Disorder (PAAD) syndrome got very much worse.

To top all this off, on October 13, 2013 we had a kitchen fire at the electric stove {{I hate electric stoves!}} the kitchen was toast!! No one was injured. Because of the cold and snow last winter it took longer, but the contractors finally finished this June.

During the reconstruction after the fire, I “was permitted” to again start working with a “Home Preservation Specialist” at the mortgage bank to “save the house from foreclosure”. But as soon as the last insurance check was cashed, the mortgage bank, which had put me on a “probable” loan modification program, started up this foreclosure medley again. And again, I heard this from a third party. Nothing formal in writing.

Now they want me to keep $6,000 of mortgage money in my savings account, and they also tell me verbally they want me to pay up the past due amount of about $65,000.00, for which they have kept refusing to take any size payment. If I had that kind of money I wouldn’t be in this situation. This mess has been going on for almost 3 years. Wish I could find a bank that would take my account away from this mortgage bank. They really are playing with me.

What I am asking for {{??begging in desperation??!!!}} are two kinds of help.

First, I need any amount of money from any amount of people to pay bankruptcy fees from $7,000.00 to $10,000.00 to clear this mess up. Any donation would help move this mountain of a mess move along. Or, a different bank that will take this situation and help me clean it up. It’s a VA loan, and the VA won’t even give me help or information. So I’m looking for an “angel” or more [in the Broadway sense] who would gift me any amount of money so I could begin to be able to keep my home. Or, if possible, put me in touch with someone or someplace or some organization that could help. Or find me a bank that will help me through this mess.

Secondly, Prayer that I will keep my house. I really believe God has put me here for a reason, but this financial situation is a mountain that has to be moved. And I really also believe the devil does not want me to be here. So I look for inspiration: Luke,11:9;—And I say unto you, Ask, and it shall be given you; seek, and ye shall find; knock, and it shall be opened unto you.

Thank you for reading this, and donating something for my house.


please help a homeless disabled man who can't get disability

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I am in a desperate situation I am disabled due to accumulated untreated injuries, I can’t afford to see a doctor and I have been denied help for lack of medical records…..I can’t afford to see a doctor to get the medical records, it’s a catch 22, and I am suffering badly any help would be greatly appreciated. please contact me through my email ( I can only access the internet from free WiFi hotspots) my email address is: masterpywacket@yahoo.com
I don’t have any credit cards or bank accounts I do have access to a P.O. box if you contact me at my email I will give the box number, it os the only way I can accept any donations
Please Help!

100% honesty

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Ok, so here it is – rather than coming up with an elaborate story showing why I deserve and need your help – I am just going to lay the truth out for you.

I have been working a part time job to save for my gap year, and I have saved 90% of what I need for it – but I am still $500 short of the minimum funds I need, so in an act of desperation – here I am.

I generally have an OK life, I’m not dying, I have no dependents – but I want to see this country before I settle down and ‘grow up’ so this is my only chance.

If you donate to me, you will be helping me make my dream come true.

Help!!!

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My wife and me do not have jobs, we have a little daughter who is four months old and we have low income. Please help!

Out of Jobs

Online La, Plainsbor

Food and money becoming scarce, seems like a desolate wasteland any help well appreciated!!!

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